Iconoclast continued from p. 46
included, but is that not what the concept
of insurance is all about—spreading the
risk? As it is, you and I have to pay for all
of those non-insureds who have built in
flood plains through our taxes. This year,
FEMA says it is almost broke from all the
billion dollar disasters of 2011. I do not live
near a volcano, but have to pay for “volca-
nic eruption” coverage in my homeown-
ers’ policy. I doubt the roof on my Florida
condo will cave in from the weight of ice,
sleet or snow, but I pay for that too, as do
all the insured people in Florida, New Or-
leans and other flood-prone areas.
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3 “Global warming” is a liberal plot by
environmentalists: pants on fire.
There have been doubters for decades,
and now we have them in Congress and
even running for President. “No such
thing as ‘global warming,’” they rant.
“Show us the proof.” If a picture is worth
a thousand words, then a picture of a
largely ice-free Arctic Ocean all the way
to the North Pole should do it. The insurance industry is definitely among the
believers, and most insurers have already
started making plans for what to do when
the ocean waters rise and the climate
continues to create the crazy weather patterns we have all experienced in 2011. If
you think rates are high now, just wait.
The hotter it gets, the higher they will go.
Yes, tree-hugging environmentalists
and pro-clean air law advocates can be
vociferous at times, but failure to recognize that CO2 emissions are causing the
climate to change is pure stupidity, regardless of how many television meteorologists
suggest otherwise. There is a difference
between weather and climate, and it is climate change that is going to melt the ice
caps and mountain glaciers and put New
York City under ten feet or more of water.
The Department of the Interior’s National
Park System suggests that all the glaciers in
Glacier National Park will be gone within
20 years. Thankfully, I have been there
twice to see them—if you have not, better
hurry. Unfortunately the climate is heating
up, and for those who doubt, their pants
will soon be on fire, at least on my meter.
4 “The scalpel performed the surgery:”
For decades, I have suggested that while
technology is a great tool, it is also hazardous if we come to rely too much upon
it. Just recently there was discussion that
airline pilots are forgetting how to fly the
big jet aircrafts because the computer configures all but about three minutes of the
flight. If the computer detects an emergency and rings an alarm, then the pilots may
have forgotten what to do. This was the apparent reasoning behind the crash of an Air
France Airbus over the Atlantic Ocean, and