home on a renter’s insurance claim.
She made claims for possessions she
didn’t have. Garcia also removed valuables before the fire. The girls had died of
smoke inhalation by the time firefighters
pulled them from their upstairs bedroom.
Garcia tied Nyeemah with the cord
from a window blind to keep her from escaping the fire, prosecutors charged. She
showed no grief or other emotions, freely
socialized afterwards, and filed her claim
within weeks of the girls’ deaths.
The fire may have started from an
unattended candle in the dining room,
Garcia claimed. Yet arson investigators
found two burn patterns started by a
Garcia also said she crashed through a
second-floor window and slid down the
porch roof to the ground. Yet she had
little or no soot on her, and required no
treatment for smoke inhalation. Nor did
she have cuts from shattering the windowpanes.
Garcia no longer wanted her children
and had tried to give away custody, prosecutors also charged. She was convicted
of insurance fraud and killing the kids.
Garcia received life in prison.
Andy Lee House
House drove his rare Bugatti Veyron into
a swampy lagoon to collect $2.2 million.
He told his insurer that a low-flying pelican forced him to swerve off the road into
But a car enthusiast just happened to
be driving by and was awed by the sleek
Bugatti. He videotaped House roaring
into the lagoon. The video shows no peli-
can in sight. Nor were there skid marks or
other evidence that House tried to brake.
He also left the engine running for
15 minutes in the lagoon. The salt water
filled up the engine and ruined the vehicle. House lied that he was too busy fighting mosquitoes to turn off the engine.
The Veyron is one of the world’s fastest street-legal production cars. It has an
everyday top speed of 213 miles per hour
— and was built to reach 253 mph. Only
300 were made. House pleaded guilty
and faces up to 20 years in federal prison
Medical Insurance Fraud
Retribution crashed into personal-injury
attorney Joseph Haddad for running a
crime ring that stole millions of insurance dollars by giving useless and inflated
treatment to crash victims his paid recruiters delivered.
He erected a large and complex network of doctors, chiropractors, diagnostic clinics and recruiters. Providers diagnosed victims, often without exams, then
billed insurers for months of phantom or
useless treatment. Runners typically appeared at police stations each day to buy
police crash reports that identified the
victims. The runners then badgered victims to sign up at Haddad’s office.
But Haddad fell hard once federal
agents infiltrated his ring by acting as
crash victims. One agent was billed for
11 chiro exams even though he only received four treatments. One of Haddad’s
doctors, meanwhile, was operating with a
Haddad was whacked with 51 months in
federal prison and must repay $1.8 million.
New York, N.Y.
Workers’ Compensation Fraud
The former New York cop moonlighted
and gyrated as the lead singer for a punk
rock band while collecting more than
$31,000 in workers’ compensation money
for a supposedly injured arm.
Inserra said he hurt his right arm while
taking an injured Port Authority employee to a medical facility. He lied that
he had a “tremendous amount of pain”
around his right elbow and lower bicep.
More medical exams found no serious
injuries, but Inserra kept complaining he
couldn’t even bend his arm.
Yet he kept performing. Photos show
him “repeatedly moving his arms in a
punching motion” and “violently flailing
his arm in an up-and-down motion” on
the stage. The band hit the road for a tour
called “Miles of Mayhem.” Video from
concerts in Athens, Ga., Cocoa Beach,
Fla., and elsewhere shows him fist pumping and thrashing around. Inserra lucked
out with three years of probation. His
band’s name: Cousin Sleaze.
Port Huron, Mich.
Cancer enshrouded Ylen, who lay near