By James W. Gow, Jr.
For employers, there are significant
benefits to embracing the “
Allowing employees to work from
home helps to:
Telecommuting can also present
unique challenges, including one that
the need for Workers’ Compensation
insurance to cover employees working
lable by the business.
Compensation risk, the reality is that
many employers are acting
on blind faith about their
employees’ work set-ups,
particularly home offices.
There are numerous sce-
narios in which employ-
ers could be found liable
for injuries that occur in
or near a home office. For
instance, if a diligent em-
of the night, checks email
on her smartphone while
walking down a flight of
ed injury? If an employee
leaves his briefcase in his
breaks his leg while return-
ing to the garage, can there
be a claim against the em-
state, scenarios like those listed above
states define a Worker’s Compensation
claim by saying the injury “must arise
out;of;and;occur;within;the;course;of;em-ployment.” The phrase within the course
of employment can refer to the time, place
• An employee leaves the home office
Do You Need Workers’ Comp
for Telecommuting Employees?
It’s;no;secret;that;the;workplace;is;changing.;Today’s;technology enables;employees;to;work;from;anywhere;in;the;world,;while simultaneously;staying;connected;24/7.;For;telecommuting
A 2015 Gallup poll shows that 37 percent of American workers
telecommute at least occasionally.