medical billing fraud and performs risk
assessment within the insurance application data. Using a predictive approach
the program incorporates proven methods such as pattern recognition, business
rules, fuzzy logic, and internal and external data sources to score claims quickly
and effectively to provide insights into
Hyperlocal Severe Weather Alerts
Weather can be an imprecise science, but
UBIMET takes some of the guesswork
out of the process with hyperlocal severe
weather alerts customized and prepared
by meteorologists. The locations can be
defined by zip codes or geo-coordinates
and can be sent out anywhere from 48
hours to 30 minutes prior to a weather
event. Insurance customers who receive
these alerts have time to take appropriate
measures to secure their homes before a
storm hits their area.
Arbitration Resolution Services
Technology and arbitration combine for a
new solution to solving business disputes
and disagreements. The online solution
allows parties to submit their claims and
supporting evidence electronically for assignment to an experienced attorney who
serves as a private judge for the parties.
Arbitrations can be handled solely electronically or in a video/voice call hearing.
Social Media Risk Scoring
Social media is full of data for insurers
and other interested parties, and Social
Intelligence has launched a new social
media risk scoring solution for prop-
erty and casualty insurers. Using an in-
dividual’s online presence, the company
can generate a risk profile of the person.
Insurers can use information on the web
to gain information on individuals who
may not have credit histories or more tra-
ditional risk profiles.
Adsensa Policy Checking Solution
Recognized as the winner of the 2014
Insurance Initiative of the Year Award
in the London market, Adsensa has introduced a web browser Policy Checking
Solution that allows brokers to conduct
policy checks and analyze documents to
determine if coverage meets industry and
company standards, and to identify any
coverage gaps. Brokers are seeing savings
from lower E&O expenses and a significant reduction in policy review time.
Using product knowledge, technology
and experience, Claimplus can work with
policyholders to develop an accurate
contents list over the phone or onsite to
reduce cycle time and provide accurate
settlements. Their archives contain more
than 16 million product skus to help expedite the inventory and pricing process.
The latest technology from ikeGPS is a
Smartphone measurement solution that
utilizes digital photography to capture,
record and share sizing data. Amica Mu-
tual Insurance Company has been test-
ing the technology since last fall and has
found it particularly helpful for exterior
siding claims. It can be used
to measure windows, doors,
roofs, and walls with a snap
from a mobile device or tab-
let. The measurements and
location are saved with the
photo and can be shared via email
in a .pdf, Spike file (XML) and .KMZ.
With all of this technology that we’re
using, if your employees aren’t working
in an ergonomically correct setting it
could affect their productivity and create
occupationally-related injuries. IBR has
created Comfort Zone, a self-assessment
tool that can help determine if employees
are using proper posture at their work-stations or desks, identify any risks, and
provide recommendations to prevent occupational related injuries.
The furor over bedbugs seems to have
died down, but that doesn’t mean the
problem has been eradicated. Healthcare
facilities, hotels, cruise ships and other
locations with a high turnover of clients
can experience problems with bedbugs.
The Enviro Case provides a portable solution for addressing clothing, bedding,
backpacks, and other items that have
been infested with bedbugs.
It seems that the future and its technological advances have arrived at our front
doors and by the time we learn how to use
them, a newer version will be knocking.
Patricia L. Harman is the editor-in-chief