a new breed of subrogation defendants:
hardware and software programmers,
communication entities and even smartphone manufacturers.
Moreover, water supply lines often
have no markings, having been manufactured overseas. Historically, there
likely would not be third parties to pursue. That’s no longer the case, with alarm
companies promising to alert consumers
of leaks and enable them to cut off the
water supplies, thereby exposing themselves to liability for the failure of another entity’s product.
In fact, security companies already are
running ads on national television promoting safety and security with the ability to shut off lights, faucets and televisions while also arming security systems
remotely from a personal smart device.
Self-driving cars are no longer Hollywood props like those seen in the 1980’s
television series Knight Rider. Google,
Nissan, Audi, Mercedes and Toyota are
at the forefront of this technology, with
Nissan and Toyota targeting 2020 as the
year to mass produce self-driving cars for
The technology behind the self-driving
cars uses numerous sensors to detect
proximity, acceleration, location and
even traffic patterns for vehicle-to-in-frastructure communication. Eventually,
this system will include vehicle-to-vehi-cle communication. The result: a car that
So what happens when a self-driving
car crashes into a building or another
vehicle? Who is liable—the driver? Wait,
there is no driver.
Mercedes has partnered with Nokia
to generate a 3D map with precise road
data, lane information, traffic signs and
traffic lights. So, how about the map programmer who missed a turn or did not
update a newly added street?
The answer, at the outset, is that subrogation should be pursued against them
all: the auto manufacturer, technology
programmers and even the “driver.” Undoubtedly, such a drastic change in the
way we drive will lead to changes in law,
insurance premiums and how we view
auto subrogation matters in general.
Farmers tend to their crops by considering factors such as temperature, humidity, chemical levels and the impact of
rodents and insects, but the methods of
monitoring and responding to these core
concepts have evolved.
Farmers, like the rest of us, want to
work efficiently and cost effectively. Thus,
they are using agriculture-monitoring
devices to handle these tasks and deter-
mine when to water, when to cover their
crops and when to till their soils.
So what happens when the soil sitting
beneath a crop of pinot noir grapes in Sonoma, Calif., isn’t moist enough to allow
the grapes to reach their optimum sugar
level because the monitoring software
failed to accurately read the soil moisture
level and direct the sprinklers to actuate?
We deliver peace of mind and restore
life’s irreplaceable treasures.
24-Hour Claim Assignment
800-963-CRDN (2736) | crdn.com
Salvaging precious memories.
The Textile Experts at CRDN
respond immediately to the needs of
homeowners as well as adjusters.
CRDN.indd 1 8/19/13 5:46PM