to resolve than adult fraud.
Here are some factors to keep in mind
to protect a child’s identity:
1Keep all personal information in a safe place. This includes social se- curity numbers, birth certificates,
passports and children’s birth dates. Only
share the information with trusted individuals and ask them how it will be used,
why they need it and how they will dispose of it. Do not share any information
through an unsecured wireless connection in a public place.
Schools may request social security
numbers or other personal identifying
information. Ask if this is necessary or if
other information can be used to identify
2 Talk to children about sharing in- formation with outsiders. Teach them not to post information on
the Internet or social media sites, not to
give out information over the phone or to
anyone who asks them for it.
Tell them about scams they might encounter online and teach them to protect
their passwords and logins for sites.
Protect computers from malware and
spyware, and make sure to keep virus
software up to date.
3 The Federal Trade Commission says that some signs that a child’s identity may have been compro-
•;Calls from collection agencies
• Bills from credit card companies or
•;Credit card offers for the child
•;Bank checks in the child’s name
•;Requests from the IRS or Social Secu-
rity Administration confirming that
the child is employed
•;A denial of government benefits because
they are being paid to someone else with
the same social security number
•;A notice from the IRS saying the child
failed to pay any taxes even though he
or she is not employed
•;Being notified by the IRS that the child’s
name and social security number have
been used on another tax return
4 If a child’s identity is compromised, here are the steps to take: Step 1: Contact the local police,
report the crime and show them any evi-
dence such as credit card bills, collection
notices, or letters from the IRS or other
agencies. Get a copy of the report and
not just an investigation number because
other parties will need to see it.
Also consider filing a report with the
Federal Trade Commission. This can be
done electronically and the FTC will pro-
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