Moreover, water supply lines often have
no markings, having been manufactured
overseas. Historically, there likely would
not be third parties to pursue. That’s no
longer the case, with alarm companies
promising to alert consumers of leaks and
enable them to cut off the water supplies,
thereby exposing themselves to liability
for the failure of another entity’s product.
In fact, security companies already are
running ads on national television pro-
moting safety and security with the abil-
ity to shut off lights, faucets and televi-
sions while also arming security systems
remotely from a personal smart device.
Self-driving cars are no longer Hollywood
props like those seen in the 1980’s televi-
sion series, Knight Rider. Google, Nissan,
Audi, Mercedes and Toyota are at the fore-
front of this technology, with Nissan and
Toyota targeting 2020 as the year to mass
produce self-driving cars for purchase.
The technology behind the self-driving
cars uses numerous sensors to detect
proximity, acceleration, location and
even traffic patterns for vehicle-to-in-frastructure communication. Eventually,
this system will include vehicle-to-vehi-cle communication. The result: a car that
So what happens when a self-driving
car crashes into a building or another
vehicle? Who is liable—the driver? Wait,
there is no driver.
Mercedes has partnered with Nokia to
generate a 3D map with precise road data,
lane information, traffic signs and traffic
lights. So, how about the map programmer who missed a turn or did not update
a newly added street?
The answer, at the outset, is that subrogation should be pursued against them
all: the auto manufacturer, technology
programmers and even the “driver.” Undoubtedly, such a drastic change in the
way we drive will lead to changes in law,
insurance premiums and how we view
auto subrogation matters in general.
Farmers tend to their crops by considering factors such as temperature, humidity, chemical levels and the impact of
rodents and insects, but the methods of
monitoring and responding to these core
concepts have evolved.
Farmers, like the rest of us, want to
work efficiently and cost effectively. Thus,
they are using agriculture-monitoring
devices to handle these tasks and determine when to water, when to cover their
crops and when to till their soils.
So what happens when the soil sitting
beneath a crop of pinot noir grapes in Sonoma, Calif., isn’t moist enough to allow
the grapes to reach their optimum sugar
level because the monitoring software
failed to accurately read the soil moisture
level and direct the sprinklers to actuate?
How about the farmer in the Midwest
who harvests his corn or soy only to have
it rot in transit because the cold storage
container monitoring equipment failed
to notify the driver or the transportation
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