When lightning disables HVAC
systems or well pumps, you
need answers immediately so
A/C or water service can be
IN A flaSh
T (888) 873–6752 F (888) 436–3092
JuSt the factS. JuSt like that.
SO WHEN YOU NEED ASSISTANCE,
CALL U.S. FORENSIC.
• Earn our Top 10-ranked degree in
under two years
• Benefit from an innovative curriculum
designed for working professionals
• Pay the same price, plus applicable
fees, regardless of your location
Dr. William T. Hold /
e National Alliance Program
in Risk Management & Insurance
FloridaStateUniversity.indd 1 18/10/13 2:48PM
These days, plenty of golf tour- naments draw big crowds (and big bucks) when fea- turing hole-in-one promotions. Despite the relatively tiny success
rate—the odds of an amateur golfer
hitting a hole in one are about one in
12,500—players nevertheless line up for
their chance at glory and, of course, those
fabulous cash prizes.
Anticipating nearly all of these optimistic contestants will go down swinging,
tournament organizers realize that even
one ace in the hole will cost them dearly.
So they take out insurance and hope to
avoid using it. Enter Kevin Kolenda, the
56-year-old proprietor of a business that
insures such hole-in-one prizes.
In 1995, Kolenda founded Golf Marketing while working out of a home his
parents owned in Norwalk, Connecticut.
Since its humble beginnings, the business’ name has changed several times, including: Golf Marketing Worldwide LLC,
Golf Marketing Inc., Hole-in-Won.com,
and currently Hole-in-Won.com Worldwide. Unfortunately for some contestants, however, Kolenda’s game remained
the same: cheating them out of winnings.
On Oct. 4, Kolenda pleaded guilty in a
Washington court to one count of first-degree theft and two counts of selling
insurance without a license. However,
Kolenda’s legal woes are in some ways
just beginning. Having been the subject
of investigation over the years in numerous states, he faces similar charges in
Montana, Ohio, Georgia, California, New
York, Hawaii, Alabama, Massachusetts,
Florida, and North Carolina.
The Washington State Office of the In-
surance Commissioner (OIC) first issued
a cease and desist order against Kolenda
in 2004, barring him from “illegal solici-
tation and transaction of unauthorized
insurance,” according to court records.
At the time, OIC investigators brought
the criminal case to prosecutors. Then in
2009, Connecticut officials fined Kolenda
$5.9 million for illegally offering insur-
ance without a license. Authorities would
later arrest him in Connecticut in Sep-
tember 2012, subsequently extraditing
him to Washington that December.
Kolenda spent about a week in jail
prior to posting a $50,000 bond and will
likely serve more time.
As for charges in Washington for
which he pleaded guilty this past Friday,
King County prosecutors will recom-
mend the former scammer be sentenced
to 3 months in jail, with credit for time
already served, provided that Kolenda
pays $15,000 in restitution by his Nov.
22 sentencing date. If he fails to pay the
$15,000 before sentencing, then prosecu-
tors will recommend he be sentenced to 8
months in jail.
After sentencing, Kolenda will have to
pay another $20,000 in restitution, according to the deal. The money will go
to two men: $10,000 will be paid to Portland man who organized a golf tournament in Vancouver, Wash., in 2004. He
was forced to pay a $10,000 deductible to
another insurance carrier when Kolenda,
who had sold the man hole-in-one insurance, refused to pay a $50,000 prize to a
golfer who scored an ace. A second man,
who scored a hole-in-one during a 2010
golf tournament in Snohomish County,
will receive the remaining $25,000— the
amount of prize money Kolenda reneged
on paying after selling insurance to tournament organizers.
Hole-in-One Insurer Charged in
11 States for Golf Tourney Scams
By Christina Bramlet